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**Display details for multiple active offers to a prospective applicant based on member ID.**
A partner has identified specific prospective applicants for new qualified credit card offers. Using the Credit Card Qualified Offers API, the partner can pass the memberId parameter in the API request to display all applicable offers when the prospective applicant logs in to their account. After reviewing the offer and deciding to apply, the prospective applicant will be directed to the Elan website to complete the application for the chosen offer(s).

**Display offer details to a prospective applicant based on confirmation code and zip code.**
A partner has identified prospective applicants to receive a pre-qualified or an invitation to apply credit card offer. Using the Credit Card Qualified Offers API, the partner can send an offer that includes a confirmation code and a link to apply to the offer to the prospective applicant’s email address. The link provided takes the prospective applicant to a webpage with offer details. Using the confirmation code and the zip code for their permanent postal address, the prospective applicant can begin the application process.

Example use cases

- Requests and responses must be in JSON format.
- Transport Layer Security v1.2 or higher must be supported.
- OAuth 2.0 and Mutual Transport Layer Security must be supported.


Requirements

* Only partners that have enrolled in the direct mail offer program can consume this API.
* In order to consume the operation by member ID, the Elan partner needs to provide their approval to third party vendor to share the unique customer identifier passed in the Customer leads file.
* Partner's user interface displaying marketing materials to a prospective applicant must be reviewed and signed off by Elan Financial compliance prior to the live date.
* Partners cannot use language that would mislead the prospective applicant to believe they have been pre-approved or guaranteed a new credit card.
* Partner's user interface must include a link or instructions for the card applicant to review the offer details and Apply for the card offer. Sample text: "Apply now"
* In the sample, the "Apply now" text would route the cardmember to the website where they can proceed with the application process.

Restrictions

Explore Credit Card Qualified Offers

Retrieve qualified offers for prospective applicants.

Credit Card Qualified Offers

The Credit Card Qualified Offers API enables partners to present pre-qualified or invitation to apply credit card offers to prospective card applicants using a new online channel. This API simplifies the application process, eliminating the need for prospective card applicants to manually enter a confirmation code received in a direct mail offer.


Overview

* Acquire all active credit card offers by member ID.
* Retrieve an offer by confirmation code and zip code.
* Obtain offer details, including offer identifier, confirmation code, zip code, offer status, expiration date and other related fields.
* Receive a URL that can be used to POST a payload to start an application for an offer.
* Evaluate API features in a sandbox environment by adding it to a project.

Features

![Credit Card Qualified Offers workflow](/content/dam/developer-portal-solutions/en-us/elan/media/images/products/credit-card-qualified-offers/qualified-offers-workflow.png)


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